> For the complete documentation index, see [llms.txt](https://guides.dojah.io/user-manual/llms.txt). Markdown versions of documentation pages are available by appending `.md` to page URLs; this page is available as [Markdown](https://guides.dojah.io/user-manual/reporting-analytics/easy-credit-check.md).

# Easy Credit Check

To get started, click on the "Perform Assessment" on your screen

<figure><img src="/files/iWWjtshcsvDU2yEdI81J" alt=""><figcaption><p>Perform Assessment</p></figcaption></figure>

The "Perform Assessment" triggers a side pop-up which allows businesses to select an app and select the mode of assessment

<figure><img src="/files/5n2xPiLH69UC6bzTXH6j" alt=""><figcaption><p>Select an app and mode of assessment</p></figcaption></figure>

By clicking on the Look up button, it populates the credit assessment on the table where businesses can click on any record on the table to view the credit insight.&#x20;

<figure><img src="/files/wEJc38i4irv3RnvXPCfM" alt=""><figcaption><p>Credit Check Table</p></figcaption></figure>

If a customer does not have any credit history, clicking on their record in the table will display "No credit summary found" in the credit assessment.

<figure><img src="/files/h52N0pgmIRKIQqCI0mV8" alt=""><figcaption><p>No credit history</p></figcaption></figure>

For users with a credit history, the section is divided into three parts: Credit Summary, Behavioral Analysis, and KYC Information.

The Credit Summary provides businesses with insights into customers' active loans, borrowed amounts, repayment amounts, current performing loans, borrowing institutions and amounts, and the status of loans from each institution.

<figure><img src="/files/TUR4xJ9D0l8KaKlUr5tb" alt=""><figcaption><p>Credit Summary</p></figcaption></figure>

Behavioral Analysis provides businesses with an overview of the customer's income patterns and behavioral trends, such as highest spending amounts, percentage of debit transactions, and most frequent closing balances. \
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It also offers insights into the customer's expense patterns, including average spending on utilities, online purchases, betting, and ATM or POS transactions.

<figure><img src="/files/hXKRMW0L2eFyXvqVnmyd" alt=""><figcaption><p>Behavioral Analysis</p></figcaption></figure>

KYC Information embodies the customers' basic information such as First name, last name, date of birth, state of origin, etc. \
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In summary, Easy Credit Check allows businesses to make informed credit decisions based on insights into their customers' profiles.