Easy Credit Check

The Easy Credit Check enables businesses to verify their customers' credit standing. This no-code tool provides insights into customers' behavior, credit history, and more.

To get started, click on the "Perform Assessment" on your screen

Perform Assessment

The "Perform Assessment" triggers a side pop-up which allows businesses to select an app and select the mode of assessment

Select an app and mode of assessment

By clicking on the Look up button, it populates the credit assessment on the table where businesses can click on any record on the table to view the credit insight.

Credit Check Table

If a customer does not have any credit history, clicking on their record in the table will display "No credit summary found" in the credit assessment.

No credit history

For users with a credit history, the section is divided into three parts: Credit Summary, Behavioral Analysis, and KYC Information.

The Credit Summary provides businesses with insights into customers' active loans, borrowed amounts, repayment amounts, current performing loans, borrowing institutions and amounts, and the status of loans from each institution.

Credit Summary

Behavioral Analysis provides businesses with an overview of the customer's income patterns and behavioral trends, such as highest spending amounts, percentage of debit transactions, and most frequent closing balances. It also offers insights into the customer's expense patterns, including average spending on utilities, online purchases, betting, and ATM or POS transactions.

Behavioral Analysis

KYC Information embodies the customers' basic information such as First name, last name, date of birth, state of origin, etc. In summary, Easy Credit Check allows businesses to make informed credit decisions based on insights into their customers' profiles.