# Easy Credit Check To get started, click on the "Perform Assessment" on your screen

The "Perform Assessment" triggers a side pop-up which allows businesses to select an app and select the mode of assessment

By clicking on the Look up button, it populates the credit assessment on the table where businesses can click on any record on the table to view the credit insight.

If a customer does not have any credit history, clicking on their record in the table will display "No credit summary found" in the credit assessment.

For users with a credit history, the section is divided into three parts: Credit Summary, Behavioral Analysis, and KYC Information. The Credit Summary provides businesses with insights into customers' active loans, borrowed amounts, repayment amounts, current performing loans, borrowing institutions and amounts, and the status of loans from each institution.

Behavioral Analysis provides businesses with an overview of the customer's income patterns and behavioral trends, such as highest spending amounts, percentage of debit transactions, and most frequent closing balances. \ \ It also offers insights into the customer's expense patterns, including average spending on utilities, online purchases, betting, and ATM or POS transactions.

KYC Information embodies the customers' basic information such as First name, last name, date of birth, state of origin, etc. \ \ In summary, Easy Credit Check allows businesses to make informed credit decisions based on insights into their customers' profiles. --- # Agent Instructions: Querying This Documentation If you need additional information that is not directly available in this page, you can query the documentation dynamically by asking a question. Perform an HTTP GET request on the current page URL with the `ask` query parameter: ``` GET https://guides.dojah.io/user-manual/reporting-analytics/easy-credit-check.md?ask= ``` The question should be specific, self-contained, and written in natural language. The response will contain a direct answer to the question and relevant excerpts and sources from the documentation. Use this mechanism when the answer is not explicitly present in the current page, you need clarification or additional context, or you want to retrieve related documentation sections.